Home / Blog / 80G deduction limits and eligibility
Guide

80G deduction limits and eligibility

How much you can really claim under Section 80G in 2026: the rate, the qualifying limit, the cash rule, and the regime that allows it.

How much can you actually claim

Two limits decide your 80G deduction. First, the deduction rate. For a regular registered charity like Dnyanarchana, you can deduct 50 percent of what you give. A small set of government notified funds allow 100 percent.

Second, the qualifying limit. The donation that counts is capped at 10 percent of your adjusted gross total income. You take the smaller of your donation and that 10 percent, then apply the 50 percent rate to it.

How a 20,000 rupee gift works
Old regime, 30 percent slab, income 12,00,000
Your donation₹0
50 percent is deductible₹0
Tax you actually save₹0
Your 20,000 gift effectively costs you about ₹0

What Section 80G covers

Section 80G of the Income Tax Act, 1961 lets you reduce your taxable income by part of what you donate to an organisation that holds a valid 80G registration. Dnyanarchana is registered under 80G (No. AADTD4705CF20222), so gifts to us qualify.

50 percent or 100 percent

Most charities, including us, fall in the 50 percent category. Certain government funds, such as the Prime Minister National Relief Fund, allow a 100 percent deduction. The receipt and the organisation 80G approval tell you which category applies. Never assume 100 percent unless the fund is specifically notified for it.

The 10 percent qualifying limit

For most donations the eligible amount is limited to 10 percent of your adjusted gross total income. If you give more than that in a year, the part above the limit does not get the deduction, though it still funds real work. The calculator handles this automatically.

Only under the old regime

This is the point many people miss. Section 80G is available only under the old tax regime. If you file under the new regime, which is now the default, you cannot claim it. Pick your regime carefully if giving is part of your tax planning.

Cash gifts above 2,000 rupees

A cash donation over 2,000 rupees does not qualify for 80G. Give by bank transfer, UPI, card or cheque so your gift is eligible and easy to prove. We email an 80G receipt for every online donation.

Donate now Try the 80G calculator