How to claim your 80G deduction
A plain guide for the 2026 filing season. What Section 80G gives you, how much you can claim, and the steps to claim it correctly.
When you donate to a registered organisation in India, Section 80G of the Income Tax Act lets you deduct part of that donation from your taxable income. Done right, it lowers your tax and rewards your giving. Here is how it works, in plain language.
Step 1: Check the organisation is 80G registered
Only donations to organisations with a valid 80G registration qualify. Dnyanarchana Apangsneha Bahuuddeshya Sanstha is registered under Section 80G (No. AADTD4705CF20222) and 12A (No. AADTD4705CE20216), so donations to us are eligible.
Step 2: Choose the old tax regime
This is the step most people miss. Section 80G is available only under the old tax regime. The new regime is now the default, and it does not allow 80G. If claiming the deduction matters to you, make sure you file under the old regime.
Step 3: Donate in a qualifying way
Donate online, by card, UPI, cheque or bank transfer. Cash donations above 2,000 rupees do not qualify, so avoid large cash gifts if you want the deduction. When you donate to Dnyanarchana you receive your 80G receipt by email automatically.
Step 4: Understand how much you can claim
For an organisation like ours, the deduction is 50 percent of the qualifying amount. The qualifying amount is the smaller of your donation and 10 percent of your adjusted gross total income. So if you earn 10,00,000 and donate 50,000, your qualifying amount is capped at 1,00,000, your donation is within that, and half of 50,000, which is 25,000, is deducted from your taxable income.
You can work out your exact figure in seconds with our 80G tax saving calculator.
Step 5: Report it in your return
When you file, enter the donation under the 80G section of your return. You report the organisation name, its 80G registration number, the donation amount and the mode of payment. Keep the 80G receipt with your records.
A quick summary
- Give to an 80G registered organisation and keep the receipt.
- File under the old regime, since the new regime does not allow 80G.
- Avoid cash gifts above 2,000 rupees.
- Claim 50 percent of the qualifying amount, capped at 10 percent of your income.
Frequently asked questions
Can I claim 80G under the new tax regime?
No. Section 80G is allowed only under the old tax regime. If you opt for the new (default) regime you cannot claim it, so plan your regime choice before you rely on the deduction.
How much of my donation is deductible?
For most NGOs, including Dnyanarchana, 50 percent of the qualifying amount is deductible. The qualifying amount is the smaller of your donation and 10 percent of your adjusted gross total income.
What documents do I need?
Keep the 80G receipt issued by the organisation. It shows the organisation name, its 80G registration number, your name, the amount, and the date. You report the donation details in your income tax return.
Is cash donation eligible?
Cash donations above 2,000 rupees do not qualify for 80G. Donate by online transfer, card, UPI, cheque or bank draft so your gift is eligible.
This guide is general information, not tax advice. For your specific situation, check the current rules or speak to a tax professional.